A business pack policy can protect:
We strive to provide you with an insurance solution that empowers you to plan for the future of your business with greater certainty.
Please Note: Below are some of the more common insurance policy features, however, the list is not exhaustive and some features may not be offered by certain insurers. Please refer to the insurer-specific policy wording for inclusions, exclusions, terms and conditions.
Tailored to your specific needs
Each and every business has its own unique risk exposures. A Business Pack Insurance policy is designed to cover a vast range of business activities, and is highly flexible. Cover sections can be tailored according to your specific risk exposures, and the assets important to your business.
Covers physical loss or damage to your property during the period of insurance.
Covers the loss of your contents and stock from theft, attempted theft, armed hold up or an actual or threatened assault. 'Theft of property insured in the open air' is an optional extra
Public and Products Liability
Provides cover for liability incurred as a result of negligence, actual or alleged, that has resulted in 3rd party property damage, personal injury or advertising injury.
Coves the breakage of glass which you own or for which you are legally responsible.
Provides cover for loss of gross profit in the event of an interruption or interference with your business as a result of an insured peril such as fire, theft, storm damage.
Machinery and Equipment Breakdown
Covers the breakdown of machinery or electronic equipment at your premises.
Cover for loss of money from your business premises during business hours, in a locked safe, in transit and/or at your private residence.
Cover for items that you use offsite such as tools, lap tops and other electronic equipment.